Khata Book App Khata book app download: free, and set up in minutes

Install OkCredit from the Play Store or App Store, log in with your mobile number, and your digital khata book is ready — in whichever of 11 Indian languages you run your shop.

Download free on Android Download on iPhone ★★★★★ 4.6 · 1 Cr+ downloads · 2,800+ cities

Downloading a khata book app is a decision about where your business records will live, so what matters is not the install button but what is behind it: whether the free plan is really free, whether the records survive a lost phone, and whether the app works in your language. Here is exactly what you get when you download OkCredit.

The free plan is genuinely free

The Basic Plan has unlimited customers, unlimited entries, payment reminders and online backup at no charge. Premium exists for those who want ad-free use, multi-device access, GST billing and unlimited SMS — the ledger itself is never behind a paywall.

Set up with just your mobile number

There is no form to fill or document to upload. Install, verify your number, add your first customer and record the first entry — the whole thing fits inside a quiet minute at the counter.

Your records outlive your phone

Entries are backed up online as you write them. If the phone is lost or changed, log in on the new one and the complete khata comes back.

Eleven languages, Android and iPhone

OkCredit runs in English, Hindi, Hinglish, Marathi, Gujarati, Bengali, Telugu, Tamil, Kannada, Malayalam and Punjabi, with apps for both Android and iOS.

Frequently asked questions

Is the OkCredit khata book app free to download?

Yes. The download is free and the Basic Plan is free to use — unlimited customers, unlimited entries, reminders and online backup, with no hidden charge.

Where do I download it?

From the Google Play Store on Android or the App Store on iPhone. Search for OkCredit, or use the download buttons on this page.

Do my customers also have to download the app?

No. Customers receive each entry and every payment reminder over SMS, and can pay through any UPI app they already have.

What happens to my entries if I uninstall or change phones?

Your khata is backed up online. Reinstall the app or log in on a new phone with the same number and everything is restored.

Start your khata in 2 minutes

Free forever on the Basic Plan. Just a mobile number — no forms, no documents.