Udhari App Udhari app: give udhaar without losing it
Udhari keeps customers coming back — as long as it comes back too. Record it once, let the customer hold the same record, and let reminders do the recovering.
No shop gives udhari because it wants to; it gives udhari because the customer who gets it returns every week. The risk was never the lending — it is the forgetting, the disputing, and the awkwardness of asking. An udhari app keeps the part of udhari that builds the business and removes the part that loses money.
Every udhaar is acknowledged on the spot
The moment an entry is made, the customer receives it by SMS. There is no later disagreement about the amount or the date, because both sides were told the same thing at the same time.
You see the exposure before extending more
Each customer shows a running balance, so the decision to give this week’s udhari is made against their actual outstanding — not against an impression of it.
Old udhari does not quietly expire
Dated entries and automatic reminders mean a balance from two months ago keeps being asked for, politely and persistently, without you having to remember it exists.
Recovery does not cost the customer
The reminder comes from the app with a UPI link inside, so settling is easy and the conversation at the counter stays about the next purchase, not the last one.
Frequently asked questions
Is the OkCredit udhari app free?
Yes. The Basic Plan is free — unlimited customers, unlimited udhari entries, reminders and online backup included.
What if a customer disputes an udhari entry?
Every entry was sent to them by SMS when it was made, so both of you hold the same dated record. Disputes end at the entry rather than becoming one word against another.
Can I track udhari given to friends and family too?
Yes. Personal lending can be kept alongside the shop khata, in separate accounts.
Does the udhari app work without internet?
Yes, entries work offline and sync when the connection returns — useful when the counter is busy and the network is not.
Start your khata in 2 minutes
Free forever on the Basic Plan. Just a mobile number — no forms, no documents.