For Kirana & General Stores Khata app for kirana and general stores
Daily entries in seconds, month-end reminders to every customer at once, and payment collected over UPI — built for the way a kirana store actually runs credit.
A kirana store has a credit pattern almost no other business has: many small entries, the same households every day, and settlement clustered at month-end or salary week. The problem is rarely one big default — it is a hundred small amounts nobody can total accurately.
Entries fast enough for a queue
Add a customer straight from your phone contacts and record an amount in seconds. Fast entry is the difference between a khata you keep and one you abandon during rush hour.
Month-end reminders in one action
Automatic reminders go out on outstanding balances, so you are not phoning thirty households individually at the start of every month.
Collection without the doorstep visit
Customers pay over UPI directly from the reminder — through GPay, PhonePe, BHIM or Paytm — which removes both the ghar-ghar rounds and the awkward conversation.
Know who to extend credit to
Customer-wise balances and payment history make repeat late-payers visible before the next round of credit, rather than after.
Frequently asked questions
Is OkCredit suitable for a small kirana shop?
Yes. It is used across 50+ business categories in India, and kirana and general stores are among the most common. Setup takes about two minutes and needs no accounting knowledge.
How many customers can I add?
The free Basic Plan includes unlimited customers and unlimited entries.
Can I record daily entries for the same customer?
Yes. Each customer has their own page with a running balance, so daily entries build up across the month and settle against payments as they come in.
Do I need a smartphone with good internet?
The app works offline and syncs when the phone reconnects, so a weak network at the shop is not a blocker.
Start your khata in 2 minutes
Free forever on the Basic Plan. Just a mobile number — no forms, no documents.