Switching Apps Looking for a Khatabook alternative?
If you are moving your khata, judge the replacement on the work itself: confirmed entries, reminders that go out on their own, payment landing against the right account, and a free plan that stays free.
People rarely change khata apps on a whim — usually something specific stopped working for them: ads where a ledger should be, features drifting behind a paywall, or an app that grew into a platform when all the shop needed was the khata. Whatever the reason, the checklist for the replacement is short, and it is worth being honest about what OkCredit does and does not do.
The ledger is the product
OkCredit is built around the khata itself: customer-wise balances, SMS-confirmed entries, reminders and UPI collection. Billing, stock and loans exist for shops that want them, but the udhar khata is the centre, not a doorway to something else.
The free plan is a working khata
Unlimited customers, unlimited entries, payment reminders and online backup are all in the free Basic Plan. Premium adds ad-free use, multi-device access, GST billing and unlimited SMS — conveniences, not the core.
Both sides hold the record
Every entry is confirmed to the customer by SMS as it is made, so the khata is a shared record rather than your private claim. That is what ends shop-counter disputes.
Collection is built in, in 11 languages
Automatic WhatsApp and SMS reminders carry a UPI link, and payments record themselves against the customer. The whole app runs in 11 Indian languages, so the khata works in the language the shop actually runs in.
Frequently asked questions
Is OkCredit really free?
Yes. The Basic Plan is free — unlimited customers, unlimited entries, reminders and online backup. Paid Premium plans add ad-free use, multi-device access, GST billing, unlimited SMS reminders and priority support.
How do I move my khata from another app?
Add your customers and enter each one’s current outstanding as their opening entry. From that point every new entry is confirmed to the customer by SMS and your ledger builds cleanly in one place.
Will my customers notice the change?
Only in a good way: they receive an SMS record of each entry and payment reminders with a UPI option, without needing to install anything themselves.
What does OkCredit not try to be?
It is not a full accounting suite and does not replace your accountant. It keeps the udhar khata, collects payments, and produces customer-wise statements your accountant can work from.
Start your khata in 2 minutes
Free forever on the Basic Plan. Just a mobile number — no forms, no documents.